Virtual Dollar Cards in Nigeria for International Payments
Best Virtual Dollar Cards in Nigeria: Due to the restrictions that come with Naira-based debit cards; limiting shopping and making online payments, find below the best virtual dollar cards in Nigeria.
As a Nigerian, utilizing debit and credit cards to pay or make purchases online is one of the most suitable and convenient ways. It could be shopping for gadgets, clothes, and more on cheaper shopping websites or the best shopping websites for your preferred choice. It becomes frustrating and inconvenient when you decide to pay for services on some international platforms and service providers like Spotify, Amazon, Facebook, Apple Music, Google, Netflix, Shopify, Alibaba, and Fashion Nova among others. This also applies to paying on some app payment gateways. You will discover that Nigerian debit or credit card keeps being rejected.
Why would that be? It is because either the Nigerian banks have set a daily limit of $20 and a monthly limit of $100 on foreign and international transactions or these foreign websites and international platforms won’t just accept your card.
The most suitable solution to all these is a virtual card for international payment. A virtual dollar card for online payment is not a physical, handy, or plastic card like regular debit and credit cards. It is a digital card that is dollar-denominated and is used on mobile devices for paying for purchases online. The virtual dollar card exists only in apps and can’t be used for physical transactions in stores. They are well-suited for online shopping and transactions. They also have regular card details like your normal debit and credit cards. It has details like the card number, expiry date, card name, and the three-digit code( CVV) which are all saved on either the platform or the app. They are funded in dollars by simply sending naira from your debit cards or account into the virtual card account.
If you are keen on knowing the best virtual dollar cards in Nigeria, keep reading this article as we will be examining the best apps to get a virtual dollar card for seamless shopping and transaction experience online.
List of The Best Virtual Dollar Cards in Nigeria
1. Virtual Dollar Card PSTNET
PSTNET is a reliable and modern service that provides instant virtual debit cards for paying for goods and services worldwide, as well as for advertising campaigns (Facebook Ads, Google Ads, TikTok Ads). The cards belong to the Visa/Mastercard payment system. Quick registration. The first card without KYC. Low top-up fees starting from 2%. You can deposit funds with cryptocurrencies, Visa/Mastercard bank cards, Swift/Sepa transfers.
The BINs of US and European banks (20+) and the availability of cards with 3DS (SMS code sent to your personal account or Telegram bot) reduce the risk of payment rejection and allow you to make secure payments. Generous referral program. Responsive customer support.
Currently, the PST Private program is in effect for teams and those who handle high volumes (up to 100 cards for free, then cards for $1 and a 2% top-up fee).
2. Chipper Cash Virtual Dollar Card
Chipper Cash is one of the best virtual dollar cards in Nigeria. They recently launched its virtual dollar card to ease Nigerians of the limitations during online purchases. It is a mobile app that is free and easy to download. and it allows you to send, request, and receive money from within and outside your country. It works by opening an account that gives you the right to an account number. This allows users to fund the account, and send and receive money from anywhere around the world right to you in Nigeria. It is super easy, and fast with no service charge and just cheap conversion rates compared to others.
The following are needed to open an account with Chipper Cash to get a virtual dollar card:
Phone, valid email address, phone number, and your Bank Verification Number (BVN).
How To Get a Chipper Cash Virtual Dollar Card
⦁ The first thing is to download the app either from the Google play store or the App store.
⦁ Sign up by using either your phone number or email.
⦁ Use either your phone number or email for verification and you will receive a code to verify. Confirm it to verify your account.
⦁ Enter your details and other requested information.
⦁ The next step is to create a user name but ensure it is unique.
⦁ Select your country’s currency. This would be your transaction default currency.
⦁ Enter a security code used for your transactions. In a few seconds, your account will be set up. Great!
⦁ Activate your virtual Chipper dollar card by tapping the “Card” on the Chipper app.
⦁ Click on the virtual card, claim your card and enter your login information.
⦁ Select continue and your Chipper Cash virtual dollar card is good to go.
3. Gomoney Virtual Dollar Card
Gomoney is a reliable and easy-to-use digital bank. It is a digitized online banking platform for Nigerians. It offers the ease and conventional digitized banks making it easier and more convenient for its users to perform transactions seamlessly without any inconvenience. The Gomoney platform makes provisions for peer-to-peer payment and third-party services. It is stress-free, easy to use and convenient. Getting a Gomoney Virtual Dollar Card is very simple. All you have to do is open a Gomoney account and upgrade to tier or level 2 ( it has 3 tiers). With your Gomoney Virtual Dollar Card, you can shop online both internationally and locally in Nigeria. It also enables you to pay for your purchases in dollars. The limit of cash in your account depends on the tier level you are at.
Steps to Obtain a Gomoney Virtual Dollar Card
You need the following to open an account first: Full name, email address, contact information, address, phone number, utility bill with your current home address, your valid means of identification that is government-issued, and Taxpayer identification number or social security number.
⦁ Download the Gomoney app from your Google play store or Play store.
⦁ Enter your phone number and other detailed information required.
⦁ Enter the verification code or OTP sent to you and confirm it.
⦁ Verify your BVN by entering the code sent to you to confirm it.
⦁ Wait for the platform to verify your account. It takes a few minutes.
⦁ To activate your Gomoney Virtual Dollar Card, add a means of identification and upgrade to its tier or level 2. Very easy!
4. ALAT Virtual Dollar Card
ALAT Virtual Dollar Card is a digitized online banking platform that is regulated by Wema Bank. It is active in Nigeria and was created to offer its customers conventional bank services. It offers the following packages which are savings, physical debit card, loans, bank account, and ALAT virtual dollar Card. The ALAT Virtual Dollar Card is one of the best virtual dollar cards in Nigeria.
ALAT is a digital-only brand operated by a commercial bank that is active in Nigeria. It offers a complete banking package, loans, bank account, savings, and ALAT Virtual Dollar Card, It is one of the best virtual dollar cards in Nigeria. It helps you to make purchases from international platforms like Amazon, Shopify, Facebook, Google, and more from its app. Once the account is finalized and funded, you can deposit cash up to $20,000 from your naira account and it could be changed back from the dollars into naira.
Steps to Obtain an ALAT Virtual Dollar Card
⦁ Download the ALAT Virtual Dollar Card mobile app on Apple Store or Play Store through their website using your mobile phone.
⦁ Open an account by entering the required information and a secure password.
⦁ Enter the verification code sent to you and input your details into your account.
⦁ Wait a few minutes for your account to be set up.
⦁ To get your ALAT Virtual Dollar Cards, go to the dashboard, and click on“Card.”
⦁ Select the “ALAT Virtual Dollar Card” and type in your password or PIN.
⦁ The last step is to click on the Dollar Card and create a new virtual dollar card.
⦁ Follow the prompts and enter the requested information details and wait for it to be finalized. It takes just a few minutes and your card is up and running.
5. Fundall Virtual dollar Card
Fundall is one of the best digital banking platforms in Nigeria. It offers different aspects of financial services to its customers. It offers services like savings, loans, bank accounts, and the Fundall virtual dollar card. This is to help customers make shopping on international platforms without restrictions and difficulties. It gives the privilege to shop anywhere in the world. It is one of the best virtual dollar cards in Nigeria with no transaction fee. The Fund virtual dollar card is free with a minimum of $5 to be deposited into your account. You could also create multiple cards for each of your preferred international platforms. It could be for Facebook, Netflix, Amazon, Apple Music, and more. It is easy to use for online shopping and it is secure and safe. Unlike physical cards which can be stolen, virtual dollar cards can’t be stolen and it is stress-free.
Steps to Obtain a Fundall Virtual Dollar Card
⦁ Download the Fundall app from your App Store or Google play store using your mobile smartphone.
⦁ Sign up and create an account entering the required information.
⦁ Verify your account with the OTP code provided. In a few seconds, your account is up and running.
⦁ Fund your account and open the “Create Card.”
⦁ Select the “new card” and you will see the option ‘Virtual Dollar Card’.
⦁ Click on the Virtual US Dollar card and within a few seconds, your card is ready.
⦁ Fund your Fundall virtual dollar card with a minimum of $5 to complete the card setup.
6. Mintyn Bank Virtual Dollar Card
Mint Digital Bank is one of the best digital banking platforms in Nigeria. It is a product of the Microfinance Bank (MFB). It offers the services of a conventional bank like investments, savings, and loans, and focuses on making banking transactions easy and convenient to use. The company later changed its name to Mintyn Bank. The banking platform also offers Mintyn’s Virtual Dollar Card. This virtual dollar card allows customers to shop anywhere around the world. You can receive money and send money. You can also pay for purchases conveniently from international platforms like eBay, Amazon, Netflix, WordPress, Facebook, Apple Music, and many more.
How to Create a Mintyn Virtual Dollar Card
⦁ Download the Minty app from your App Store or Google play store.
⦁ Sign up for an account and create an account by entering your correct information.
⦁ Set a password.
⦁ Verify your account by entering the verification code sent to your mobile phone number.
⦁ Go to the homepage and select create a card.
⦁ Click on Virtual dollar card.
⦁ Follow the prompts and enter your details and in a few minutes, your card is ready.
⦁ Activate your Minty Virtua al card by funding your account.
Conclusion
It could be tiring and exhausting having to go through some difficulties while trying to make purchases on international shopping websites or platforms which charge in dollars or other foreign currencies. It could also be card rejection or a payment gateway not going through. This is attributed to using Nigerian credit or debit cards which is due to the $20 daily and $100 monthly limit placed on the cards by the CBN. The virtual dollar cards for international payments listed above will give you hassle-free transactions and remove the limits while shopping online. They are the Best Virtual Dollar Cards in Nigeria
Kindly share the experience you might have had with these virtual dollar cards by dropping your comment in the box below
Please do your due diligence as we will not be held liable for any loss with these platforms
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